Frequently Asked Questions
1. Who is EnoughEquity?
EnoughEquity is a Florida-based private money lender offering fast, reliable real estate investment loans powered by data and market expertise.
2. What is hard money, and how does it help real estate investors?
Hard money loans rely on property value for collateral, offering quick access to capital, flexible terms, and fast closings.
3. What types of loans does EnoughEquity offer?
We offer Fix-and-Flip, DSCR Rental, and New Construction loans—supporting strategies like BRRRR, rental portfolios, and quick turn profits.
4. What property types are eligible?
We finance single-family, duplex, triplex, fourplex, and small commercial properties. Mixed-use and rural properties may require additional review.
5. Do I need a business entity to apply?
Yes—loans are issued to business entities (e.g., LLCs), which helps protect your personal assets and simplify tax structures.
6. Will EnoughEquity perform a credit check?
No hard credit pull is required. We underwrite based on the property’s potential, not your personal finances.
7. What is a DSCR loan?
A DSCR loan uses the property’s income vs debt metrics to qualify—perfect for rental investments where cash flow drives loan approvals.
8. What are the benefits of a rental portfolio loan?
Bundle five or more rental properties into one loan—simplifying payments, closing costs, and paperwork for efficient portfolio growth.
9. How fast can I close?
Our loans can close in as little as 7 days—much faster than traditional mortgage timelines.
10. Are there upfront fees?
No application fee required. Origination fees are disclosed upfront and collected at closing for full transparency.