🏘️ Rental Loans (DSCR Loans)
Flexible Financing for Long-Term and Short-Term Rental Properties
Looking to scale your rental portfolio without the traditional income verification headaches?
Our DSCR Rental Loan Program is designed for real estate investors focused on income-generating properties. Whether it’s a single-family, multi-family, or vacation rental, we offer fast, flexible capital based on your property’s performance—not your personal income.
💡 What Is a DSCR Loan?
DSCR stands for Debt Service Coverage Ratio, which compares the property’s income to its debt. We approve your loan based on this metric—not your tax returns or pay stubs.
✅ Ideal For:
- Buy-and-hold investors
- BRRRR method investors
- Short-term rental (Airbnb/VRBO) operators
- Multi-unit real estate portfolios
🚀 Program Highlights:
- No income documentation required
- Fast closings (7–10 days)
- Minimum DSCR starting at 1.0
- Up to 30-year fixed or interest-only terms
- Property types: SFRs, duplexes, triplexes, fourplexes
🔑 Why EnoughEquity?
- Florida-based market knowledge
- Custom lending solutions
- Dedicated support team